This video highlights the functionality supported by Radian within Encompass to order and simplify the title process. During this session we will discuss what LPA reviews; the Importance of data integrity and we will highlight key areas of interest on the Feedback Certificate. National MI University - National MI Hands-on exercises show you how to identify red flags and to understand the differences between fraud schemes and fraud techniques. more frequently is the Restricted Stock Unit or RSU being used as qualifying income. 20-Minute Micro Session Learn how to activate borrower paid deferred MI with the click of a button! This is the course for you! Richmond, VA 23230. 60-Minute Session Right now, you can know you're getting the right MI rate for your borrowers by quoting with MiQ. Residential appraisals continue to evolve. Understanding a Significant Derogatory Credit Event, Identify Credit Events in a Borrower's Mortgage File, Learn the Basics for Personal Video Marketing, Fannie Mae and Freddie Mac - Understanding Your Options, Fundamental Differences in Fannie Mae and Freddie Mac, Understanding Desktop Underwriter - Advanced Guidelines and Updates, Explore Conventional Loan Options to Determine Best Options, Learn about Ability to Repay (ATR) and Qualified Mortgages (QM), Help each person develop a personal code of ethics to use in the mortgage industry, Terminology Used in the Mortgage Industry, Understanding Credit Reports and Credit Scores, Basics of Credit Reports and Credit Scores, Verify if the Loan has a Home Equity Line of Credit, Introduction to the TILA-RESPA Integrated Disclosure (TRID), Review the TILA-RESPA Integrated Disclosures (TRID), Self-Employed Borrower Basics Part II - Partnership, S-Corp and Corporations, Examine Business Returns in Detail using the Cash Flow Analysis Method, From Action to Impact: Time Management for Originators, Identify Impactful Steps Over Busy Actions, Self-Employed Borrower Basics Part I - The Personal Tax Return, Business Income Concepts for Calculating Qualifying Income, Look at options to use Mortgage Insurance, A History of Mortgage Banking and Understanding of a Loan File, Understanding Desktop Underwriter (DU) - The Basics, Introduction to Fannie Maes Automated Underwriting System (AUS) Desktop Underwriter, An Overview of the Residential Loan Application (URLA), Complete and/or Review the Uniform Residential Loan Application, Understanding Loan Product Advisor - The Basics, Determine if a Borrower is in the US Legally for Mortgage Origination Purposes, How to Be Productive, Efficient And Valued, Appraisal Review: With Guidance for Rural Properties, Review Guidelines, Documentation Requirements, Best Practices and Issues Round, Overview of the Basics of Mortgage Insurance, Self-Employed Borrower Form 91 Part I - The Personal Tax Return, Calculate Income for Freddie Mac from Personal Tax Returns, How MCC Can be Used to Qualify Borrowers for HFA Loans, NAR 2022 Profile of Home Buyers and Sellers, Self-Employed Borrower Form 1084 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 1084 Part II - The Business Tax Return Webinar, Review and Calculate Miscellaneous Employment Income Webinar, Calculating Income - The Exercises Webinar, Review Schedule E - Rental Income Webinar, Understanding Desktop Underwriter - Advanced Guidelines and Updates Webinar, Understanding Loan Product Advisor - Advanced Guidelines and Updates Webinar, Review Schedule C - Sole Proprietor Webinar, Self-Employed Borrower Form 91 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 91 Part II - The Business Tax Return Webinar, Navigating Mutual Threats & Opportunities with your Realtor partners, Guide in understanding customers and their needs, Fannie Mae and Freddie Mae Year-End communications, Understanding the Basics of Freddie Mac's Refi Possible and Fannie Mae's RefiNOW, Fannie Mae and Freddie Mac's Low Income Refinance Options, Self-Employed Borrower Form 91 Part II - The Business Tax Return, Calculate Income for Freddie Mac for Partnerships and S Corporations, Including K-1 Income. By Letter: Genworth Financial-SIU. 60-Minute Session Leading the private mortgage insurance industry by supporting our customers and helping borrowers find a better way to achieve their dreams of homeownership. Use Rate Express to compare your MI quote to FHA. Firstly, you can select from our 16 off-the-shelf topics and we can run the webinar for your people or we can customise a webinar for you to cover exactly what you need.. Our clients like to use our existing webinar content and add a couple of sessions here . Our new training option offers brief, focused videos to increase your knowledge in 15 minutes or less! That's why we've expanded on the GSE's nontraditional credit guidelines to create accessibility for underserved, yet credit-worthy borrowers. Preparing Form 1120, U.S. Corporation Income Tax Return Youll learn how to identify the types of individuals you could most likely conflict with, redirect conversations to a positive conclusion, and create alignment between you and the person you are experiencing a conflict with. This training course will review basic concepts around property valuations, the various methods available to determine a property value, and key uses of property valuations. This personalized tool provides information to help you think about the median cost of care you may require in the future, and see how estimated future coverage may align with potential long-term care needs. Participants will receive a cash flow worksheet (pdf) and a calculator (excel), which will aid in the application of their learning on the job. For more information about Genworth Training, contact your Genworth sales representative, call the Genworth ActionCenter at 800 444.5664, or you can view . They also provide insight to help you better understand diverse homebuyers and their needs. Employee Engagement Survey conducted on an ongoing basis to monitor employee satisfaction. Self-Employed Borrower: Case Study Part II: Completing the - SlideShare Mortgage Fundamentals is an essential course for those newer to the mortgage industry. Loan Officer Resources - Enact MI 30-Minute Session More and more loan files reflect different types of compensation. Mortgage professionals participating in this course will learn Agency guidelines for income calculation and documentation. Learn some of the industry lingo while exploring the importance of Valid AUS Findings to the loan file. Our foundations Series covers Real Estate Property Valuations Essentials. Want to close more loans FASTER? We are committed to help you plan for your long-term care needs and to helping you make informed decisions. Bank, Credit Union and Mortgage Training | OnCourse Learning - OnCourse Its been discovered that motivated buyers will use the first person that calls them back 80% of the time. Calculating income for self-employed borrowers is an ongoing challenge. Get an overview of The Three Cs of mortgage banking including income/employment, assets/reserves and ratios. Collaborated with Genworth Sales Staff to strengthen customer relationships through training, to leverage customer decisions and to help ensure Genworth received a stronger book of business . We have sent a temporary Confirmation Code to the email address you provided. Planning for the Future with Your Spouse or Partner, Lets Talk: Conversations That Make A Difference, Talking To Aging Parents About Their Plans for the Future. Free Webinars - Project Management and Leadership Skills Susan Carlson - LTC External Wholesaler - LinkedIn Enact Home What is Trended Credit Data? The more familiar you become with typical secondary market guidelines, learn what valuation methods are available, and develop a deeper understanding of certain cautionary items that . Learn how to calculate qualifying income using a cash flow analysis method. Radian Timely Topics: Understanding P&L and Business Bank Statement Your audience. These on-demand, quick-hitting videos bring you essential knowledge in 15 minutes or less. 2023Essent Guaranty, Inc. All Rights Reserved. PDF April 2020 Training Webinar Calendar - Enact MI This course provides home buyers, borrowers, lenders, and professionals in the mortgage industry an overview of key Title essentials, and answers to Title-related questions. 60-Minute Session Radian Timely Topics: Understanding P&L and Business Bank Statement Requirements. These cookies dont collect information that identifies you personally as a visitor. Arch Mortgage | USMI - Training Videos and Podcasts In this mini-workshop we will discuss the basics of income calculation, including base, bonus, overtime and commission. in group process facilitation, classroom instruction, and organizational effectiveness. We have committed to developing our employees because these changes in the marketplace require new competencies. 60-Minute Session The pace of change in the marketplace has accelerated from fast to almost instantaneous. Management Training Webinar Options. FREE Online TRID Training Compliance Cohort Get the latest on regulations, GSEs and Fannie Mae and Freddie Mac policies. Our new 45-minute class will show you five key tipsyou can take to avoid potential time delays, and has been updated to include the NEW 1003 (URLA). Enhance your reputation by aligning your market, message and media. Modules focus on the Three Cs of mortgage lending, including credit, income, assets and collateral. A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. is here to help real estate & mortgage professionals of all experience levels stay educated. 30-Minute Session Arch MI trains mortgage professionals to compete in todays fast-paced lending environment. PDF Genworth Mortgage Insurance Training Course Catalog - Enact MI The case study includes analysis for apartnership (K-1/1065)and a corporation (1120). 20-Minute Micro Session Date post: 28-May-2020: Category: Documents: Author: others View: 1 times: Download: 0 times: Download Report this document. For example, in April 2020 alone, there was a reported 10% decline in self-employed individuals, causing a direct impact on your borrower . MGIC > Introducing MGIC's Magic Minutes Training Series Quickly refresh or expand your industry knowledge and skills with our new Magic Minutes training series, Evaluating & Calculating Borrowers' Income. This hands-on course includes analysis for a PARTNERSHIP (1065/K-1) using a cash flow analysis method. Understand the factors that make up a credit score, and the fundamentals of mortgage risk. You will learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. Share this document with a friend. 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